What is a Special Flood Hazard Area?

A Special Flood Hazard Area (SFHA) is an area as determined by FEMA on a National Flood Insurance Program (NFIP) map which has a 1-percent or greater chance of flooding in any given year. SFHAs may also be referred to as the 1-percent-annual-chance floodplain, base floodplain, or the 100-year floodplain. Properties located within an SFHA…